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D E T A I L E D I N F O R M A T I O N
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Profits While We Sleep
Click Here to Visit
Author / Publisher: Charlie and Randy France and Robert Meister
Well as you'll find out from the material, you can buy someone's home and leave the seller's mortgage in place. You don't assume the mortgage, since that would require bank qualifying, closing costs, delays, etc. You and the seller sign legal agreements that give you possession of the home.
BUT, the mortgage stays in the seller's name. Read that again... The mortgage stays in the seller's name. So you don't need any money down and you don't need a strong credit rating. This trend setting technique is listed on many preprinted Sales and Purchase Agreements under the financing section as 'Subject To'. That's where the name comes from.
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