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HOW TO PURCHASE YOUR "DREAM HOME" WITH NO CREDIT CHECK

Part 6

BUYING OPTIONS AVAILABLE TO REAL ESTATE BUYERS & SELLERS

1. Cash to existing mortage
2. Cash to down and refinancing
3. Cash down with seller taking bacy the contract, second mortage, etc.
4. Some cash plus equity in other property
5. Cash plus mortgage on other property
6. No cash but equity in other property
7. No cash, equity plus mortgage on purchased property
8. No cash, equity plus mortgage on othe property
9. No cash, moortgage on purchased property
10. No cash, mortgage on other property
11. No cash, wrap-around where seller carries paper with or without a promissory note.
12. No cash, unsecured note for complete equity

NEGOTIATE "LOW" & "LONG" TERMS

  Always think in terms of 1) Low Interest; 2) Low Monthly Payments; and 3) Long-Term Payoffs as you develop home buying transactions. Make a transaction benefit you by negotiating hard all the way. Decide ahead of time what your "No-Deal"! cut-off point is. Be prepared to walk away from any deal that goes beyond your low-interest and low-payment cut-off. And remember, the longer the payback terms the better off you will be. High interest rates, high payments, and short-term payoffs can destroy a fledgling financial situation.

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